Let’s face it, not every trip goes as perfectly as planned. And as much as we hope you never need emergency care on the side of the road, there’s a chance you will at some point. So, make sure you have proper roadside assistance before you need it. There are lots of programs available, and every program has its own pros and cons. Most charge an annual fee from $30 to $100 or more, and often include towing, flat-tire changing, lost-key replacement, help with vehicles that are stuck and delivery of fuel (if you’re stuck on empty). All coverages are unique, so be sure to pick one that matches your specific needs. And above all else, read the fine print before you join!
NEW/USED CAR PROGRAMS
A lot of Vehicle Manufacturers provide roadside assistance programs for free with new or certified pre-owned vehicles. But as we all know, free doesn’t last forever, so know your program’s expiration date.
AAA, Better World Club, AARP and Manufacturer-Specific Auto Clubs are the most common“add-on” programs. Some tow to dealerships. Some tow to the nearest repair shop (and not your shop of choice), so make sure the program matches your specific needs.
They’re not specifically auto clubs, but places like Sam’s Club, Costco and BJ’s Wholesale Club now offer their own auto club membership. Their differences are similar to auto clubs, so match the program to your needs, not theirs.
A number of insurance companies now offer their own auto club membership. But pay attention, some companies will raise your premiums if you utilize emergency service, so read the fine print. Call your vehicle’s insurance company to find out more.